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MyWallet is the ultimate offline Finance App and fintech solution that helps you track expenses, manage multiple accounts, monitor your net worth, and plan savings goals without risking your privacy.
Try it out yourself! Click a prompt below to see how our offline NLP engine instantly categorizes transactions and answers questions about your data.
No complicated bank syncing. No tedious data entry. Just absolute control over your money.
Add your checking, savings, credit cards, or cash wallets. Set your starting balances securely.
Type "Spent $15 on lunch" and our local NLP parser categorizes and logs it instantly.
Watch your assets climb as you stay under your monthly category budgets.
From AI-driven insights to visualizing spending patterns — MyWallet has you covered.
Bank accounts, credit cards, digital wallets — beautifully organized.
Log transactions or ask questions in natural language instantly.
Interactive charts showing spending by category and trends.
Set up monthly budgets by category with visual progress bars.
Automatically calculate and track your true net worth.
AES-256 encrypted partition for highly sensitive data.
Powerful visual analytics help you identify spending patterns and make smarter financial decisions.
MyWallet isn't just functional; it's a joy to use. Every pixel is crafted with liquid depth, smooth gestures, and satisfying feedback to make managing money feel effortless.
You want to know where your money goes each month without complicated spreadsheets. Use the AI Assistant to log expenses in seconds and visually track your progress against monthly budgets.
You are actively managing a mortgage, investments, and sinking funds. Use our Net Worth Tracker, Loan Amortization tools, and Multi-Currency support to get a complete picture of your financial empire.
You refuse to link your bank credentials to third-party cloud apps. Enjoy 100% local storage, biometric app locks, an encrypted Secure Vault, and zero advertising trackers.
| Feature | MyWallet | Typical Budget Apps |
|---|---|---|
| Data Privacy | ✓ 100% Local Storage | ✕ Sold to 3rd Parties |
| Cost | ✓ Free Forever | ✕ $8-$15 / Month |
| Ads & Tracking | ✓ Zero Ads | ✕ Targeted Ads |
| Bank Sync | ✓ Manual & AI Parsed | ✕ Plaid Required |
| AI Capabilities | ✓ Offline Natural Language NLP | ✕ Cloud-based processing |
MyWallet is built on an offline-first architecture using ObjectBox NoSQL and AES-256 encryption. No servers, no tracking, no compromises.
All financial data is stored on your device only. Nothing ever leaves your phone without your explicit action.
Optional Google Drive backup keeps your data safe. You control when and where your data is stored.
No advertisements. No analytics trackers. No third-party data sharing. Your finances are nobody's business.
We believe in absolute freedom from vendor lock-in. Your financial history is yours to keep, export, and analyze however you see fit.
See what our early access users have to say about the MyWallet experience.
"Finally an app that doesn't ask for my bank credentials. The local AI parsing is shockingly fast."
"The Net Worth tracker is beautiful. Love being able to track my crypto and physical assets offline."
"No subscription fee! I've been looking for a free, premium alternative to YNAB for years."
"The liquid depth design on the cards is stunning. Easily the best looking finance app on Android."
"I love how the categories auto-sort based on my SMS receipts. It saves me hours of manual logging."
"The dark mode is perfect. A truly premium experience that makes managing money feel effortless."
Absolutely not. MyWallet is built on an "Offline-First" philosophy. All your financial data is stored securely on your local device using a high-performance NoSQL database. We do not transmit your data to our servers.
Yes! MyWallet requires absolutely no bank synchronization. You can manually enter transactions or use our local AI parser to log them using natural language.
The AI Assistant features a natural language processing (NLP) engine that parses your free-text input. This processing happens 100% locally on your device without sending your queries to external cloud AI providers.
You have full control. You can manually export your database, or opt-in to encrypted Google Drive backups which save your data in a private App Data folder accessible only by you.
MyWallet is free on Google Play — no ads, no subscriptions, no hidden costs. Download today.
Get it on Google Play